Posts
401k success over past 3 years.
Our 401k has been increasing by 100,000 a year for the past three years and I think it's going to continue. We have always placed most of our investments in S & P 500 and it has never let us down, 30 years of doing it this way. Soon our …
Two questions about bonds.
First off, how do you actually purchase them? When I look at the page below and click on the 20 or 30 year with 4.6% interest, it takes me to a page with lots of info, none of which is about purchasing. And when I look at the faq it …
$120k in an IRA, $40k in a Roth. Someone tell me what I should be doing now?
I max my Roth out already. Someone tell me what I should be doing with the IRA and anything else. I also have more than I should in a HYSA, looking to move that into the market but not sure where since my Roth is maxed already? I’m 33yrs old, …
Funding Cuts and Unemployment
Given all of the recent hatcheting of budgets and staff by Musk and Trump, it seems likely that unemployment could spike in the coming months. Coupled with layoffs from tech firms, and AI being used to replace workers, it seems like this might be difficult for the country to recover …
Account Self Evaluations and Analytics
I'm looking at Fidelity's portfolio performance tab, and my account history is starting to be long enough to be able to view the risk measurements tab. Of course there is annualized return, but I'm wondering how much should I keep an eye on other metrics such as standard deviation, sharpe …
how reading books made me 100,000 dollars
I read zero to one when I was 18 during the pandemic. Absolutely loved it and remember thinking about the capabilities of Palantir and was very impressed. When it IPOd, I bought a ton of it and completely forgot. Now, years later, that same stock is worth upwards of 100,000 …
Dividend ETFs in the EU and EU equivalents
Are dedicated dividend ETFs worth it compared to investing in stocks of a company that pays 3,5-4,5% dividends, with a potential of stock value growth, and funds like VOO? Or, should I just ignore such dedicated ETFs and focus on my current investment strategy, which is combination of traditional investments …
Employee stock purchase program. A good idea?
ConEdison (ED) My company offers us 10 shares for the price of 9. It’s a utility company with a monopoly over electricity in a major US city (you could probably figure out which one). The avg returns aren’t spectacular but it’s fairly stable and has an average 3.5% dividend. They …
What should I park my emergency fund in?
Basically I have 6k in my banks HYSA but it only produced 0,85%. I do not even really have expenses or overall a need for a emergency fund. I have no car/house/dependents and my only possible bills or expenses really are a bit of food and my phone. But having …
Big Money trapped? Trying to unload on retail/individual investors?
I have been following private markets for quite sometime. I make posts about in in 'affluent' forums yet get downvoted as it appears they don't understand the issue. Pensions are around 20-25% PE invested, Endowments around 55-65%. Retail is less than 3-4% Notice the massive push on youtube from the …