Basically I have 6k in my banks HYSA but it only produced 0,85%.
I do not even really have expenses or overall a need for a emergency fund. I have no car/house/dependents and my only possible bills or expenses really are a bit of food and my phone.
But having the emergency fund eases my mind and its nice to have it pre prepped for the future.
So anyways what are your recommendations for this?
My TFSA, RRSP and FHSA. Contributions this year are all maxed with about 70k in XEQT, 8K in FBTC, and 4k ETHX. I have a non registered account pre made but have yet to add funds to it.
Should I put my 6k bank HYSA In a GIC?, Bonds? HYSA investment?
I am looking for minimal risk and something stable to just park my emergency fund in and forget about it. And I would like the gain to be better then my banks current 0.85%