Posts
Daily General Discussion and Advice Thread - August 11, 2026
Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! Please consider consulting our FAQ first - [https://www.reddit.com/r/investing/wiki/faq](https://www.reddit.com/r/investing/wiki/faq) And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources. If …
Are bonds/fixed income really required for someone approaching retirement?
Trying to help a relative with some retirement planning. The traditional advice you see everywhere is to allocate more and more of your portfolio towards bonds/fixed income as you approach retirement. Often the end goal is something around 40-60% being bonds and the remainder being equities. The thought is that …
Traditional 401k rollover to Roth IRA. Move to traditional IRA first.
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Gold and silver running lately - time to get on board?
Gold and silver have made a nice run in the last week or so. With all the geopolitical things happening, is now a good time to invest in these commodities? I don’t know quite how to interpret all of this, but I feel like golden summer are gonna make a …
How Would You Allocate $80K Between Savings and Investments?
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From -40% to Alive Again: My Palantir Rollercoaster
Bought PLTR last year with one simple rule: hold for 2 years, check occasionally, don’t panic. Then early this year it cratered from $200 to $120 and I felt every single point of that drop. Some days I didn’t even want to open the app. Fast forward to today,I’m finally …
Backdoor Roth navigation question.
I want to make sure I am understanding the rules of a back door Roth. Am I correct is saying my traditional, simple and Roth IRA balances all have to be at zero to do a backdoor Roth? I ask because in 2026 I no longer contribute to any IRA’s …