Posts
Started a UTMA for my 1.5 year old. Good options?
Hi everyone! I’m looking for some guidance and opinions. I’m a 47 year old small business owner in Pennsylvania. I opened a Fidelity UTMA for my son when he turned 1 year old in July 2025. He’s now 1.5 years old, and I plan to contribute roughly $10,000 per year …
Roth vs Rollover Yearly Contributions
Curious which fund I should contribute to if my current job doesn't have a 401K? Leaning towards maxing out my ROTH every year and letting my old job's rollover IRA sit until retirement. Have 60k in my rollover and 15k in my ROTH currently if that matters.
If you had to invest 100k or 1M at this point in your life, would your strategy be the same or different? Why and how?
What the title says. Im curios to hear if different people have different strategies given the amount of momey they have to invest. For me, after hitting a major money goal i became more conservative and focused on simplicity and diversification. Curious to hear what others have experienced
Bank of America shares S&P 500 warning for 2026
[ https://www.thestreet.com/investing/bank-of-america-shares-sp-500-warning-for-2026 ](https://www.thestreet.com/investing/bank-of-america-shares-sp-500-warning-for-2026) \> As of Q3 2025, the “Magnificent 7” (led by giants like Nvidia) contributed an eye-popping 54% of the S&P 500’s price gain and 44.1% of its earnings growth, per First Trust. Haven’t seen this datapoint before, I find it quite staggering. After this quote goes on …
Investors succeeding percentage
I'm not gonna lie to you guys, who ever conducted those studies that only around 20% of investors see great returns was genuinely lying 🤣 The only times I've ever really lost money was when I invested without doing much research, as well as when I was just impulsively putting …
2026 Portfolio Design Collaboration
Hi, Geeks. I'm a multimillionaire investor and trader. I'd like to create a long-term portfolio for 2026, and thought that rather than just doing it myself, it would be fun to collaborate with others. Caution: I'm not a value investor. I'm after growth, and I sometimes look seriously at unorthodox …
Is the play still VOO and chill?
Is the play still VOO and chill? Saw the Venezuela news. Pondered buying some military stocks. Then looked at Palantir. Then pondered about buying some oil stocks. Then thought about it again. Then just bought more VOO. That's the correct move, still, right?
NVDA's Latest Moves: A Glimpse into 2026 and Beyond
NVDA is making big strides in AI and autonomous driving. Here’s a quick rundown: Vera Rubin Superchips: Microsoft, Amazon AWS, Google Cloud, and OCI will deploy Vera Rubin-based instances by 2026, ramping up demand for NVDA chips. AI Super Factory: Microsoft’s new AI factory will be powered by hundreds of …
SP500 from a non USD perspective
I haven’t seen anyone discussing the impact of the weakening dollar having an inflationary effect on P/E ratios of these global businesses, has anyone produced any data that correlates SP500 P/E against any other currencies or correlates it to USD relative strength - or is it an irrelevance?
What should I do with my cash savings?
Hello everyone - I am a male in my early 30s. I currently have about $500k in SGOV in a brokerage account. I recently started investing $3k per month into VOO, but only have about $30k in it so far - so my cash/treasury allocation is still very high. I’ve …