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REDDIT

IRA look and can I improve

L
Jan 23, 2026 · 13:46

my IRA allocation look and can I improve at age 45? I max out my IRA contributions

last year I moved from CS to Fidelity so most of the MF/ETFs are from CS, so I kept it.

|SWPPX: 38.32% --- S&P|
|:-|
|SCHF: 17.07% --- International|
|SCHG: 15.96% -- Growth|
|SCHV: 12.21% --- Value|
|SCHE: 8.11% --- Emerging |
|FXAIX: 6.28% --- S&P|