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REDDIT

trying to figure out if I'm on track for retirement/best stocks (limited stock options for work plan)

K
Jan 23, 2026 · 13:30

I'm currently at a 50% cumulative growth over the last 5 years (I didn't max out contributions for some years)

I didn't realize my work plan had the option to use Fidelity brokerage link which would allow me to invest in other stocks besides what my plan limited me to.

I can see Average annual total return and Cumulative Total Returns for the stocks my plan limits me to.

How can I compare if the stocks I'm limited to are better/worse versus VTI/VOO/VTSAX, etc?

I'm curious if the stocks my plan limits me to performed better/worse over the last 5 years than if I had invested in VTI/VOO, etc from the beginning.

I'm trying to figure out if I should utilize brokerage link and just pick VTI/VOO, etc instead of what my plan limits me to.