Posts
VOO Performance Lately / General Investing Approach
As my first major investment, I dumped a big chunk of savings into VOO this past Thursday. This has been just sitting in my bank account for a years - I have my retirement accounts and some money from sold RSUs in VOO already, but I just want to be …
I know I'm behind for my age.
Greetings everyone, I just turned 34. I admittedley goofed off in community college after highschool. It took me forever to earn my undergrad, and today, said degree isn't even earning me my living. For all intents and purposes, I'm only in the fourth year of my career. For the last …
Treasuries to 1990s levels
Simple prediction, treasury rates and inflation are going back to the levels they were in the 90s. This means inflation around 3.2% (the historic norm). Ten year between 6.5 and 7.2%. This is probably the historic norm, though the data there is more questionable. My prediction rapid normalization as a …
A limited partnership stock with 7% dividend va growth stocks
Hi all, Would a stock like ET stock with consistent growth and distribution growth a good or bad purchase for someone in their late 30s? A consistent high yield along with growth seems like a great scenario but I know I’m younger and growth is usually the correct course of …
MU Beats on Q4, and Forecast for Q1 - Signficantly - Stock a bit down
The Trailing PE is about 15, and forward PE under 7, probably 6 by the end of the week (at current prices). But, Yeah, let's buy stocks over forward PE of over 100. Cyclical nature, or not. You are making your money back in 6 years. is there a high …
What percentage of your net worth is in the stock market (vs. real estate/business equity)?
Genuinely curious how others split their net worth between liquid stock investments, real estate, and private business equity. I'll kick things off. I'll kick things off. I'm 29, supporting a household of four (me, my partner, and 2 young kids), with a \~$490k net worth broken down roughly like this: …
Better choice than VOO for 5-7 year horizon?
No opposed to risk at all. Money isnt a gonna make or break me - will be a fun money fund for pre-retirement fun stuff id like to get before retiring. I want simple, set it and forget it. Will do DCA contributions. If you were my advisor, what would …
Question For Semiconductor Investors
I know about the various ETFs and Mutual Funds that people use to invest in semiconductors. I have held SMH in the past, but a while back I switched to SOXQ. There are numerous options (FSELX, SMH, SOXX, SOXQ, PSI, FTXL, XSD, etc.) but I want to ask about a …
When the 4% rule works, and when it doesn’t
Intriguing article today in the WSJ which shows the 4% rule works in 81.5% of cases but the strategy fails far more often when there is high inflation, a prolonged market slump, when your portfolio is too conservative, or if you have 1% advisory fees. **Anybody using the 4% rule …
Portfolio calculator for allocation and yield?
Is there a calculator (ideally free, but I would maybe pay a small subscription fee) in which you can enter the ticker and number of shares you own, and get output that shows your stock/bond/cash/whatever allocation? Maybe also an interest and dividend yield to get an estimate of that contribution …