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REDDIT

What percentage of your net worth is in the stock market (vs. real estate/business equity)?

S
Sep 30, 2026 · 20:11

Genuinely curious how others split their net worth between liquid stock investments, real estate, and private business equity.
I'll kick things off. I'll kick things off. I'm 29, supporting a household of four (me, my partner, and 2 young kids), with a \~$490k net worth broken down roughly like this:
• **$150k** in the stock market (retirement accounts,brokerage, HSA, 529)
•**$175k** in primary home/rental equity
•**$100k** in family business equity
•**$65k** in vehicles and other assets like gold/jewelry
How does your asset allocation shake out? Do you intentionally stay light on equities to focus on real estate/business, or is your portfolio heavily weighted toward the stock market?