Posts
Am I saving enough?? Fear of my retirement
Hello, first time writing here. I’m 27 yo male, living in Poland EU. I’ve kept buying and hold for FTSE, EU 600 index, saving about 250 USD for high yield savings that gives me 6% APY and additional 250 USD for FTSE+ EU 600 index ETF monthly. stick with CDA …
Is it standard for highly compensated employees not to be able to do more than 19% to 401K?
I do not currently fall into the "highly compensated employee" definition, but when looking at contribution rules at my current employer, it seems they cap your 401k contribution at 19% per pay cycle if you do fall in that category. I mean... that kind of sucks. It's nice to be …
Starting savings account with tax money
Hello all, I recently received my taxes and was looking at different ways to invest this 1000+ dollars to start my child’s savings. I was curious on some of the best ways to save and gain interest over the next 17 years. I obviously throughout time will be adding to …
Advice for a young fill-time working person with disposable income
Hey y’all, i’m 23 y/o, no kids, paid off car, make nearly 6 figures, and have disposable income (around 10k). I already have a roth, 401k, and individual brokerage account for investing/retirement. I just started investing into etfs and I was wondering if anyone had any advice for what they …
How to move funds from Inherited IRA to taxable account without missing potential market gains?
I have an Inherited IRA that needs to be depleted in 10 years. I'm withdrawing gradually to avoid pushing myself into a higher tax bracket. Is there an efficient way to sell ETFs from my Inherited IRA, transfer cash to my individual taxable account, and rebuy the same ETF quickly? …
Accorded $138,000 in Margin with vanguard
Good evening, I have $400k in my vanguard portfolio primarily in broad-based cap weighted domestic and international indexes. I recently signed up for margin and was shocked that I have $138k available to trade on margin. Current situation: I have nominal debt, A1 credit, living expenses are basically non existent, …
25 - £40k in savings, how can I grow it SLOWLY?
Hey redditors, As the title suggests, I have £40k in savings spread across two savings accounts, currently generating around £120 interest per month which I appreciate isn’t terrible but I feel like I could make better use of it. For a bit of context: I don’t have any significant bills, …
R/TWOH-Two-Hands CEO Emil Assentato is the former CEO of $NUKK Nuukleus and UpListed to Nasdaq
$TWOH resumed trading today!! Keep in mind Emil Assemtato took $NUKK from a sub penny in the OTC and uplisted to NASDAQ via SPAC merger. Also $NUKK ran from $1 to $78 per share not long ago Now Emil Assemtato is the CEO of $TWOH an OTC trading in the …
32(M). Have 40k in savings from my mom’s death, don’t know what to do.
I was never taught finances or have had any financial advice so I am a bit lost. As the title says I have around 40k in savings. It is money that is able to be invested or used as smartly as possible. I’ve heard of high yield savings accounts (or …
When you buy stocks are you investing in the company directly and thus they benefit?
For example lets say i didnt agree with Nvidia ethics, if i bought the stock am i buying it from Nvidia or from another investor? When a company is private but they go public and have an initial offering, is that the only time where i would be investing in …