I was never taught finances or have had any financial advice so I am a bit lost.
As the title says I have around 40k in savings. It is money that is able to be invested or used as smartly as possible. I’ve heard of high yield savings accounts (or a C.O.D) but don’t know how to go about that. Also thought of investing in stocks, I have about 10k in Robin Hood already.
What is the smartest way to utilize the 40k I have?