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REDDIT

Am I saving enough?? Fear of my retirement

R
Mar 26, 2025 · 14:40

Hello, first time writing here.

I’m 27 yo male, living in Poland EU.

I’ve kept buying and hold for FTSE, EU 600 index, saving about 250 USD for high yield savings that gives me 6% APY

and additional 250 USD for FTSE+ EU 600 index ETF monthly. stick with CDA in Poland there are similar saving accounts with tax exceptions like IKE or IKZE (equivalent to 401k or ISA) I operate those two ETFs there.

I’ve been moving from one job to another till now and I am trying to stabilise my work, getting secured income first but when I calculate how much money I need to make to retire comfortably, it makes me really nervous and want to save aggressively…

My question is am I saving enough or should I increase my savings more?