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REDDIT

How to move funds from Inherited IRA to taxable account without missing potential market gains?

7
Mar 26, 2025 · 09:28

I have an Inherited IRA that needs to be depleted in 10 years. I'm withdrawing gradually to avoid pushing myself into a higher tax bracket.

Is there an efficient way to sell ETFs from my Inherited IRA, transfer cash to my individual taxable account, and rebuy the same ETF quickly? My concern is the standard process might take several business days, during which I could miss out on market movements (like a 2% gain).

Has anyone found a solution to minimize time out of the market when making these required distributions? Thanks in advance!