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Advice for a young fill-time working person with disposable income

B
Mar 26, 2025 · 11:08

Hey y’all,

i’m 23 y/o, no kids, paid off car, make nearly 6 figures, and have disposable income (around 10k). I already have a roth, 401k, and individual brokerage account for investing/retirement. I just started investing into etfs and I was wondering if anyone had any advice for what they think I should do. Should I just keep investing in etfs and just let it ride out?

I currently invest in these ETFs:

- QQQM
- SCHD
- SCHX
- VOO
- VYM

Edit:
I maxed out my Roth IRA already and am contributing as much to my 401k that my employer matches for.

Any advice would be very helpful.

Thank you.