Posts
TransUnion (TRU) - data and analytics moat play trading near 30% below targets with financial sector tailwinds
I’ve been screening wide moat data names and TransUnion caught my eye at a discount. Business model is straightforward but the economics are strong. They provide credit reporting, analytics, and decisioning tools to lenders and businesses. Moat is the huge data set and network effects. Tough to replicate. They’re adding …
Broadridge Financial Solutions (BR) - recurring revenue machine with wide moat sitting 40% under analyst targets
Broadridge keeps popping in my screens as a steady compounder that’s still cheap. Did a fresh look at the numbers and figured I’d share for anyone hunting financial services names with staying power. They handle investor communications, securities processing, and data for banks and brokers. Lots of recurring revenue tied …
LPL Financial (LPLA) - wealth management scale play with wide moat trading 40% below targets. Solid FCF and policy tailwinds
Wanted to share thoughts on LPL Financial after digging through their filings. Not the flashiest name but the fundamentals and valuation stand out, especially with the deregulatory mood in DC. LPL is a big independent wealth manager providing broker-dealer services and platforms to advisors. Moat comes from scale, regulatory know-how, …
Guidewire Software DD - insurance cloud leader trading 70% below targets with earnings right around the corner
Guidewire keeps showing up in my screens as a wide moat software name that’s still undervalued, and earnings are due early June. They run the core systems for property and casualty insurers - policy admin, billing, claims. Sticky stuff with deep integration and big switching costs. They’re moving everything to …
Been digging into Veeva Systems (VEEV) - wide moat SaaS name sitting 60 percent below targets with earnings next week. Thoughts?
The numbers on Veeva Systems feels like one of those quality setups that doesn’t get enough talk here. Most chase big tech hype but this one has the wide moat, steady free cash flow, and a catalyst coming that could move it fast. Veeva builds cloud software for life sciences …
Traditional IRA Stock Trading
I have my big money in my taxable brokerage account and am aware that when I sell a stock for a profit, I incur capital gains, and those balance out with selling a stock for a loss. I want more flexibility in trading though with smaller amounts of money, possibly …
South Korea's Exports Surge 64.8% in May 1-20, Semiconductor Exports Jump 202.1%
Korea's export data for semiconductors are usually an early indicator for Samsung and SKH operating profits. Hence, we are expecting an unprecedented earnings beat for Q2. https://www.chosun.com/english/market-money-en/2026/05/21/CLNYE5H4VNHS5ISB265TCEHOLU/ "Exports from May 1 to 20 increased by 64.8% compared to the same period last year, driven by a boom in the semiconductor …
FINV: Own a $400M EBITDA Business for Free
The market is basically pricing a $1B cash pile and two profitable businesses at $1.3B as if they are going to zero in less than a year. First off the company has $900M in net cash which is equivalent to about $3.75 in share value. They have an international business …
China is trying to stop capital from leaving.
Chinese capital is leaving China for America at a record pace.In 2025, around $1 trillion left China, one of the biggest capital outflows in recent years. Compared to 2021, the amount of money leaving the country has more than doubled. Chinese investors have been moving money into overseas assets, including …
Am I stupid to wait to hit the 1-yr mark for the tax benefits when I feel like my holdings are at peak value?
Dumb beginner here. Has anyone felt like they bought some stocks and they shot up way faster/higher than you assumed and wanted to get out quickly, and were forced to factor taxes into your timing? I don’t invest much at all but I put a lot of my measly savings …