Buy TRU by Aug 25, 2026.

I’ve been screening wide moat data names and TransUnion caught my eye at a discount. Business model is straightforward but the economics are strong. They provide credit reporting, analytics, and decisioning tools to lenders and businesses. Moat is the huge data set and network effects. Tough to replicate. They’re adding AI insights to expand the market. Financials show steady free cash flow from core information services. Recent guidance stable, good margins, mostly recurring revenue. Price reflects about 28-30% below average …