r/investing

r/investing subreddit

Total Posts
12209
Total Predictions
1955
Success Rate
29.4%
Average Score
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Posts

Reddit by EmuFit1895 December 8, 2025

Adding risk-reward to IRA

Our IRA #1 will not be touched for 6-8 years; our IRA #2 will not be touched for 10-12 years. Both are now 70% VTI, 15% VXUS, 15% IAU. We want to keep #1 as is. Not asking for advice about "what will go up" but categorically, which of these …

Reddit by [deleted] December 8, 2025

$112K gift, post tax. What to do with it?

[deleted]

Reddit by oh-em-jizzles December 7, 2025

new HSA transfer fees from health equity

Hi- I have health equity with my employer. there is a $2000 cash minimum before investing. they will not switch to fidelity, i've tried to ask. so I have been transfering about $280 every other pay period (get paid biweekly) to fidelity to invest without issue. now there is a …

Reddit by rgalang December 7, 2025

Question about realized gains taxes

Let’s say I earned 100k this year through buying and selling of stocks. I’m now sitting on a stock that is 20k under but haven’t sold it. It’s a long term investment so I’m not too worried. But would it make sense to sell it at a loss before end …

Reddit by jsterlingsYs December 7, 2025

Question about Palantir Stock

Hi all - I bought 160 shares of Palantir in late 2024 in a smaller account. I studied the company and watched the stock like crazy before I invested, but I should’ve bought more. Some were purchased at $31 and some were purchased at $43. I let my dad sometimes …

Reddit by CascoBayButcher December 7, 2025

No one tells you how good it feels knowing you've maxed your Roth for the year.

28 yo, hit an income this year where I can max my IRA while also hitting my personal % of HYSA contributions as well. Such a great feeling. For next year, would the optimal move be maxing the IRA and then open a brokerage account? I would guess that it …

Reddit by Humble_Government239 December 7, 2025

[ Removed by moderator ]

[removed]

Reddit by Foreign-Kick9862 December 7, 2025

Case for OpenAI x META Merger :p

Meta has the ads and stable cashflows but Llama still lags behind the top frontier models. OpenAI has the leading LLMs but needs huge capex and faces more risk without a steady revenue engine (compared to big tech with more stable cashflows like Google and Amazon) Feels like an inefficiency …