Posts
What is your definition of a value stock?
I've posted several times in this sub that I compare a company's Enterprise Value/Operating Profit multiple with the sum of its Operating Margin plus Projected Revenue Growth to calculate what I call a Value Score. I consider a score above 2.0 as a value candidate. Here is a list of …
Is my DCA Plan Reasonable for the Long Term?
Hi everyone, I’m starting a long-term investment plan using a DCA approach and I’d like your opinion. I’m investing 150 euros per month, split between: * 60 euros into VWCE (FTSE All-World ETF) * 90 euros into CSPX (S&P 500 ETF) This means about 40% in VWCE and 60% in …
Going all in on physical gold!? Am I crazy?
I’ve always been of the mindset that having some physical gold is important. I know there are many that might disagree, that’s okay, I have my own reasons. But I’ve recently been considering just going all in on gold. Currently, I have a decent emergency fund and a little extra. …
Dilemma as a non US and non EU resident/investor
Hello, as a non US and non EU resident, I would love to get an opinion on this dilemma that I have. Right now, I’m holding accumulating Ireland domiciled ETFs as a way to prevent US estate tax and US withholding tax. The tax officials of my country of residence …
What's your investment thesis and plan for 2026 and beyond?
Hi all, Curious to hear what everyone’s thinking for 2026 and beyond. A bunch of outlook reports are out, including Vanguard’s latest (VEMO 2026): Vanguard VEMO 2026 Report: https://corporate.vanguard.com/content/dam/corp/research/pdf/isg_vemo_2026.pdf Dummary from report: Global diversification remains key, US large-cap growth is expected to have lower long-term returns, and they favor Fixed …
What is ONE investment habit that is simple and effective that it surprises you more people don’t do it?
Hello world :) What is ONE investment habit/strategy that is so ridiculously simple and effective that it surprises you more people don’t do it? It could be anything - CDs, selling options, real estate related, etc. Nothing is off the table. I am sitting on cash and plan on investing …
Is there any insensitive to contributing to a brokerage account when my 401k account is not maxed out for the year?
I have a 401k and a work Roth, a personal roth and brokerage account. In 2025 i maxed out my personal Roth and contributed about 10k to my brokerage account. I don’t recall exactly how much I added to my 401 k maybe 18k and 5 k to my work …