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REDDIT

Starting out 2026 with a decent 401k, don’t know if I should make changes or continue on course

M
Jan 3, 2026 · 21:33

So I currently invest my 401k in the following funds Listed below

TRP Blue Chip GR T2
10.2% invested

FID 500 index
68.11% invested

JPMCB SRPB 2060 CFX1
4.12% invested

VANG TOT INTL STK AD
8.69% invested

AF EUPAC FUND A6
8.88% invested

I am 25 and my wife and I make 86k a year together and she has a pension she is putting money into. I personally make 44k a year and I deposit 6% of my monthly income into my 401k and my employer matches half of what I put in up to 6%

What I’m trying to decide is whether or not to be more aggressive and what should that be? Or more conservative. Looking for just genuine thoughts and opinions on my investments