Posts
How do I make the most of my income?
Hi! I’m (35F) making more money than I ever have before at $250k/yr. I am maxed out on 401k. But that’s about all I have been doing. What are the best ways to invest my money, reduce my taxable income, and set my kids up for success so they don’t …
Reliability of economic metrics
I would say that a basic underpinning of healthy financial markets is reliable data. For instance, the measurement of inflation is based on accurate reporting of prices and interest rates. Jobs numbers are also an important gauge of "how we are doing." Is unemployment high or low? How did it …
International Index: Vanguard VXUS versus Schwab SWISX?
I’m slowly adding ex-U.S. markets as a small portion to my portfolio. I’ve been comparing two international ex-U.S. indices: Vanguard VXUS and Schwab SWISX. VXUS includes developed and emerging ex-U.S. markets, whereas SWISX includes only developed ex-US market. In terms of expense ratio, they both offer relatively low ER. I …
Explain SPYI Dividends or Return of Capital?
I have SPYI and reinvest the dividends. In Quicken when they come in I do a dividend reinvest of the full amount. in the app. Just received my first 1099-div since investing in SPYI. Big chunk of it listed as nondividend distribution. So I am figuring this is return of …
Is the Federal Reserve risking a policy error by underestimating inflation?
By policy error, I don't mean anything as egregious as 2021, where rates were kept at zero as inflation ran up to 7%+. Instead, the likely outcomes are 1. inflation getting permanently "stuck" around 3%, as we enter a 5th consecutive year of 3%+ inflation 2. a 1990s-style asset bubble …
What do you think about my current 401k investments given the options available?
Company is changing 401k providers and rolling over our funds, so we have new options to pick from. Unfortunately, they are not as plentiful as before. Would love your thoughts on what I have currently vs what's available. Current valuation is around $570k. I'm currently in this: * 25% - …
what are your losers and what would u suggest to do with my losers?
What are your losers which stink your portfolio? What do you plan to do with them? I don’t mind sharing mine. My losers ranked from top percentage to bottom . what shall I do about them if you were me. Feel free to comment if have some knowledge about them? …
Question about Walmart stocks
Hey I posted this in Personal Finance already but I didn't know if this would be a better place. I am looking for a suggestion. I was, up until today, a Walmart associate with what seems like a pretty good stock matching program. I accrued about 13 shares in the …
Currency Basket - current economy. Good or bad idea?
Hi all. Given the current economic climate (USA, Tariffs, Ukraine, etc) I’m becoming a bit worried and am looking to diversify my portfolio a bit more. Talk me out of, or in to, using Revolut to buy 1-3 months worth of expenses in strong foreign currency. I’d think KWD, OMR, …
Best audiobook/book for novice investors?
I know this has been asked a ton, but I have a few specific questions. Can anyone recommend any investing books that explain all about what EFTs/Mutual Funds/Index Funds/anything else I need to know. I just finished Total Money Makeover by Dave Ramsey, and I like his viewpoint on getting …