r/investing

r/investing subreddit

Total Posts
12068
Total Predictions
1941
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Posts

Reddit by MildDeontologist April 2, 2025

When you invest your money into a fund, where does it initially (literally) go?

Can someone help me understand the basic mechanics/logistics of investing in a private equity fund, hedge fund, index fund, ETF, mutual fund, or other fund? I want to understand just to have a grasp of the industry, not because I am currently looking to invest in a fund with my …

Reddit by ogdkym April 2, 2025

Mutual Fund Investing - Optimal Strategy for Young-ish Investor Concerned with Future Tax Impacts of Growing Dividends

I keep track of my mutual fund contributions and dividends received and tax time had me rethinking my investment strategy. For context, I am in my early 30s and I have a separate retirement account(Roth 401k) and Roth IRA. This inquiry pertains to my personal individual investing account with Vanguard. …

Reddit by Mountain-Taro-123 April 2, 2025

4 Republican senators break from party to pass new Democrat resolution to reverse US tariffs on Canada - decision to happen today

**My trading play and what stocks I'm buying** \- Buying shares of Canadian broad market ETFs (EWC or XIC) \- Calls or long on Canadian companies that were expected to be hit by the tariffs (Magna, Canada Metals Inc, Nutrien) \- I'm still gonna short tourism/hospitality companies since consumer vs. …

Reddit by WachanIII April 2, 2025

General question for those of you that believe in Bitcoin: what % of your portfolio is in btc? How do you keep yourself grounded in reality investing for normal returns after noticing the meteoric returns from crypto over the last 5 years for example?

I ask this question after having noticed a slight decrease in my enthusiasm for normal investments over the last few months. I understand the principle of diversification and that crypto is categorized as an aggressive asset. However if you believe in the next 5- 10 years that its general adoption …

Reddit by 10ton April 2, 2025

Trust - Dumping Higj Fee Advisor, Moving to Index Funds or Fidelity Managed Account

Hello, I am the successor trustee of an inherited trust, with assets currently invested with and advisor at an obscenely high fee. I have terminated the advisor, and am moving all assets to fidelity to minimize fees. The previous advisor had a majority of the funds invested in an account …

Reddit by redvelvetbuttercream April 2, 2025

Father passed, Thrift Savings Plan non-spouse beneficiary question

My father recently passed, and I’ve received the letter confirming the Thrift Savings Plan (TSP - US government) beneficiary participant account has been set up. I’m now within the 90-day window to make a decision. My portion is about $50K, allocated 44% in the G Fund and 56% in the …

Reddit by ilCactuss April 2, 2025

A simple method that actually works

I’m usually skeptical about different money-making methods, but this one was different. A friend shared a strategy he personally uses, so I decided to try it. On the very first day, I saw that it actually works. What I liked the most—he doesn’t sell this information, he just shares it …

Reddit by eagles16106 April 2, 2025

Question on how dividends affect total return in a Roth IRA.

One of the benefits to dividends seems to be that even if I max out my Roth on January 1, if the market goes down, my reinvested dividends buy me cheaper shares throughout the year. How important is this to total return in a Roth (no tax implications) vs. holding …

Reddit by jtri25 April 2, 2025

Cheaper Alternatives to Seeking Alpha Factor Grades?

I mainly use **Seeking Alpha** for the **Factor Grades** (Valuation, Growth, Profitability, Momentum, Revisions) — super useful for quick stock analysis without digging through financials. I don’t care about the articles or community — just want **fast, clean fundamentals + scoring** to pair with TradingView for charts. So far I've …

Reddit by sirspike345 April 2, 2025

Types of bonds to invest in? BND broken out?

How is the BND broken out? What I mean is VTI is similar to 80% S&P500 and remainder is small/medium caps, how is BND broken out? What types of bond portfolios are there besides BND that is recommended? I know there's anywhere from short term to long term, corporate, T …