I've just put a little spare cash into a managed portfolio with Robinhood, an automatically allocated robot-investor that strategizes your investments based only your goals and risk tolerance. I've been keeping an eye on the trades it makes and where it puts the cash just to make sure I'm not being swindled and I noticed all of my dividend holdings are fractional shares (i.e. not going to pay out dividends, correct?) Regardless of the amount of money in the allocated portfolio the shares never seem to put over a whole share per investment. I'm wondering if this is strategic to avoid additional fees or if at some point the AI will decide to go whole number with a dividend ETF. With the prospectus of collapse on the horizon I'm wondering if I should pull the funds and buy into a S&P/dividend ETF at the lowest point I can strategize and let it ride on the build back up.