Posts
Buying the Dip? DCA or crystal Ball?
The market has just endured its worst two day stretch since the COVID crash, and fear is gripping investors. The VIX, is at 45 “fear gauge,” is at a 6 I think Covid it was a 9, when the world shut down. Historically, when the VIX exceeds 25, it often …
Worried about investments
My investments have dropped and I'm concerned about losing more money. I invested about 6 years ago and it dropped initially but I left it and over time it finally got back to baseline (no poss but no gain). Last year is the first year I saw some profit. I …
Who’s preparing for a recession?
I stopped buying the “dip” for now. I have $247K invested the market in VOO, SCHD, and Nvidia, and I’m down $26K for now. I have another $240K in cash but will be sitting on the sidelines. I have to save the rest of the money in case we go …
Does it make sense to use money market funds as a savings account?
Was looking at moving my savings and a CD I own to TMCXX. I live in PA if that matters for tax reasons. I haven’t purchased a money market fund before so a little new to this. I do need access to these funds in an emergency. Is there any …
Suicide Hotline just in case
The U.S. Suicide Hotline: Dial 988, text 988, or visit 988lifeline.org for online chat. 988 is a free, confidential service available 24/7 for anyone experiencing emotional distress, a mental health crisis, or thoughts of suicide. You can call, text, or chat with trained counselors who provide support and resources
Helping father-in-law out with investments, seeking advice.
I’m currently trying to help guide my father-in-law with his investment strategy. Since we’re at very different stages in life, I realize his approach shouldn’t mirror mine. I’m 24 and focused on long-term growth, so my portfolio is heavily weighted in VOO, QQQ, VTSAX, and some individual blue-chip stocks. He, …
Our portfolios are sad so we need to do something about tariffs
So apparently the Repubs are all scared of Trump instead of us like they should be. I called my Republican congressman and left him a vm saying if he doesnt vote to repeal the tariffs, I wont be voting for him. Im going to send emails too. We know there …
Rate cut or not? Powell says Fed will wait before further rate moves
Do you think a rate cut is still coming in May/June/July? [https://www.cnbc.com/2025/04/04/powell-sees-tariffs-raising-inflation-and-says-fed-will-wait-before-further-rate-moves.html](https://www.cnbc.com/2025/04/04/powell-sees-tariffs-raising-inflation-and-says-fed-will-wait-before-further-rate-moves.html)
I'm sure I will get downvoted to oblivion for this ... But, whatever. Are you sure you should REALLY be recommending to DCA right now? This isn't investment advice disclaimer.
You do realize ... With a > 15% drop and long term outlook DCA'ing back when you were still recommending to do so \~3-4 months ago would take > 2 -3 years at a 7 - 10% return (which is high historically) and probably more like 4 - 5 years …
Stock market outlook for 2025
I am a reader and channeled a 2-part message yesterday about the global economy and stock market outlook for 2025. I think some of you here may appreciate it. This is Pt. 1: Stock Market 📈 & 2025 Economy 🌎 (Pt. 1) #CollectiveReading #Tarot https://youtu.be/wXF9i98xtDY This is Pt. 2: Stock …