Posts  / #POST-207044
REDDIT

Rate my 401K Portfolio please!

L
Apr 16, 2025 · 07:20

I'm 30 years old, trying to understand investing better. I have a 401K through my employer with Empower Retirement. This is what I've came up with so far (aiming for well-diversified but not too aggressive; I have a Roth IRA that I aggressively invest in). Any advice is appreciated!

\- Vanguard Institutional 500 Index Trust (**40%**) - U.S Large-Cap Stocks

\- Vanguard Institutional Extended Market Index Trust (**16%**) - U.S. Mid/Small-Cap Stocks

\- Vanguard Institutional Total International Stock Market Index Trust (**16%**) - International Stocks

\- American Funds EuroPacific Growth Fund (RERGX) (**5%**) Actively Managed International Stocks

\- Vanguard PRIMECAP Fund (VPMAX) (**5%**) Actively Managed U.S. Growth

\- Vanguard Total Bond Market Index Trust (**9%**) - Core U.S. Bonds

\- Vanguard Inflation-Protected Securities Fund (VIPIX)(**6%**)TIPS (Inflation-Protected Bonds)

\- Vanguard Federal Money Market Fund (VMFXX) (**3%**) Cash Equivalent|