With all of the ups and downs in the market, I'm very tempted to pull my investment money out of the market and just pay off my house.
The loan is only 3.4 percent, and I've only got 54 k left on the mortgage in a city that only going to keep growing. But with all the ups and downs that I think the next 4 years will hold, I feel like it would be good peace of mind. Wife and I are in our later 30s, earning about 150k combined.
We contribute as much as we can to our 401ks. We maxour separate Roth iras. We have deferred compensation accounts. We have no debt other than the house.
I'm just talking about excess funds that we put into index funds, of which I had 75 k invested a few weeks ago, and now have 68.
I know traditional investing would say just wait it out, but I feel like just owning our home and having an asset like that taken care of would be a great source of stability as we continue to invest.