Posts
How many rate cuts do you think we'll have this year? And when do you think the next one will be?
Markets are now pricing in four rate cuts for the year, while the Fed’s most recent guidance still points to just two. That’s a pretty big difference. I'm curious to hear what this sub thinks. How many rate cuts will actually happen in 2025, and when do you think the …
401k re-investment advice
Howdy, I left my employer last year and have just now been able to get my 401k accounts rolled over to Schwab. My investments were totally self directed, and I'm comfortable with the same investments. My only question is should I reinvest everything in a lump sum? Or would it …
Anyone else get in on SCHD under $24.50?
I’m curious — how many of y’all managed to scoop up SCHD under $24.50? I grabbed 7 shares at just under $24.10. My DCA was technically yesterday, but I couldn’t resist pulling the trigger again. Definitely need to slow down on the dry powder though — gotta make sure I’ve …
Thinking about buying ITM puts with a 6 month DTE.
What do you think about this idea. For example tomorrow, I am planning on buying a $660 SPY put that expires on 9/19 I believe we will be entering a bear market, and we are right on the threshold. (Down 19% from all time high) What do you all think …
Wash sale rule question for tax loss harvesting
I want to sell a broad market mutual fund to harvest tax losses, but I put a small amount of money in the fund a few days before the tariff announcements. Would having invested in the security at all less than 30 days before selling disqualify me from taking the …
Long term s&p500 gains perspective
Interesting thing I looked at today. Current s&p500 value: 4920 S&p500 value in 1996: ~750 This means that the average growth rate of the s&p500 in the last 18 years is 6.7% (not inflation adjusted). Just some perspective for the younger folks who have only been investing for the last …
Found this blog on the New Tarrifs pretty interesting
Just came across this blog and thought it laid out the argument for tariffs in a way that actually made sense. It breaks down how the U.S. can use its consumer power as leverage, why the price hikes aren’t the same as inflation, and even dives into some game theory …
Do you believe it’s a good time to buy in right now? Why or why not?
So many “buy the dip” posts. I feel like there’s a lot of things that you have to take into consideration when determining if something is a dip. It’s not every day that aggressive tariffs and the uncertainty of them is determining the stock market. It’s also irresponsible to compare …
FIRE Allocation investment help
Hello Redditors! I am trying to build a portfolio in order to reach FIRE within the coming years. I have been using ChatGPT to help me build a portfolio but maybe you guys have better experience/insights. I am 29 years old, married with 1 dependent. Monthly expenses are $6600. Yearly …
Why aren't after-hour and pre-market trading just part of the trading day?
I understand that once, trades had to be done through phone calls with brokers who had 9-5 jobs and such, but, in the modern world, most sources seem to say that anywhere from 60-80% of trades now happen online. So why are after-hour and pre-market trading still "separate" now; why …