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REDDIT

What to do with I bonds purchased middle of last year?

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Apr 21, 2025 · 18:00

I bought a $10k Series I savings bond in June of last year. Not sure what to do with it. It's only gained $250 even though it had a composite rate of 4.28%. Not sure why that's not mathing out.

Anyway I would like to pull it out and use the money to re-balance my brokerage account with some VXUS.

What's the best way to do this?

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Secondary question; if I have VT in a brokerage account, sell it, then immediately buy VTI and VXUS in a similar weight as VT does that still count as a wash sale?

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Thanks