Posts
Need advise on where to go with my investments in life
I'm 19 years old, turning 20 in May. I have no debt, earn about 40k a year, and am scheduled to graduate from college in 2027. I only have about 4k in a brokerage account, 37k in my Roth IRA, and 10k cash for expenses (rent, etc). I was planning …
My Opinion About The Market
At this stage, any pullback should be seen as a dip-buying opportunity until this uptrend exhausts itself. However, I do not expect a straight-line rally to $570 choppy price action with possible retests of recent lows should be expected along the way. We are in a fragile uptrend, meaning it’s …
A video about how tariffs effect US business on the ground.
Gamer Nexus, well known for their tech reviews, did a video about how tariffs will effect US manufacturers. From a small mom&pop shop to a big manufacturer like Corsair. They really go into detail about how complex it is to build things and how global the global supply chain is. …
Can investing mitigate small perpetual business expenses?
I know this probably seems a bit weird of a question but, I was wondering what the best method of investing to have income generation would be for a business that has monthly or yearly reoccurring costs. Let's say we have a building we lease/rent and it's 4k a month …
What happens to the bond market if the US balances it's budget?
For the purpose of this thought experiment, let's pretend the US wasn't currently being led by an insane president. Anyway, US Treasury bonds are one of the most sought after investments in the world. They represent the risk free rate or return, and diversified portfolios everywhere want to hold them …
Savings bond redeemed at bank and paid wrong amount
I saw a prior post and this exact things happened to me. I cashed in about 20 old paper savings bonds (all a least 5 years hold) and was given a receipt. I was in a rush and didn't check the itemized receipt for each bond but saw that I …
So I got a question about mortgages
So let’s say you have a mortgage of about $60k with like 3% rate. I’ve seen on a few post where people say they have like $100k in a HYSA asking if they should pay off their mortgage. I’ve seen a few people tell them don’t pay the mortgage with …
Sold all my Tesla shares before the crash. Here’s why I still think that was the right call (even at today's price)
A couple of months ago, prior to Tesla correcting by \~40% I no longer believed in the thesis of their stock valuation so I sold my entire holdings. Despite my continued admiration for Tesla’s tech, from an investment standpoint, I remain bearish—and it has little to do with the political …
'Bagholding' a leveraged ETF
A few years ago I made a very foolish decision and put my savings into a 2X leveraged Russell 2000 ETF. I've lost about half of my money. I don't know whether to leave it there for a few more years and hopefully at least break even, or to sell …
Lost years and wondering where I stand
Hi everyone, I turned 29 yesterday and currently earning $80K per year in a full-time role. My financial path hasn’t been traditional. Over the past decade, I went through an on-and-off 4-year gap from full-time work. Those years weren’t planned — life just happened. I drifted for a while, unsure …