So let’s say you have a mortgage of about $60k with like 3% rate. I’ve seen on a few post where people say they have like $100k in a HYSA asking if they should pay off their mortgage. I’ve seen a few people tell them don’t pay the mortgage with that low rate now I’m just throwing out numbers here but I’ve seen post about numbers like this. Can someone explain to me why you wouldn’t pay the mortgage off if you’d have that low of rate? Also tho they do mention to use that money to max out a Roth and stack up for retirement but I don’t know.