Posts
2021: would you us HELOC for I-bonds?
I had a $150K HELOC back in 2020-2023 that at the bottom had a 3~% APR. I thought about taking out some of that and putting it into I-bonds when they were above 8% APY. I chickened out and never did. Missed opportunity? Feels like that should've been a very …
How do I find information on a decades old Investment account?
My mom found an old cassette tape from my great-grandfather (GGF) (her grandfather) from 1987 where he mentions that he's invested 1k in an account for each of his children and grandchildren. The tape mentions an enclosed document that has additional information, but it's since been lost. It's directed to …
Markets are future looking and why we haven't corrected more.
There seems to be a lot of redditors out there that believe the market should be crashing based on the terrible trade policies put into place. As well as the blatant manipulation from the president. 1. The U.S. market is a ponzi scheme. It's risen consistently for 100 years and …
Young investor (27) looking for advice with 401k allocations
Hello, As the title suggests, I'm a young professional that has been investing in a 401k thru my company for approximately 4 or 5 years. I'm now looking into investments and attempting to further my financial knowledge. My company goes thru Empower for our 401k, and I currently have the …
Hedging against global chaos
Ok, so I just rolled several retirement accounts over to my new 401(k) and IRA. It's sitting in cash and I need to get it reinvested. With all the uncertainty in the market- Orangeboy threatening to fire J Pow, declining USD, diminishing faith in US Bonds & Treasuries, trade wars, …
UGMA affect on Financial Aid
I’d like to create UGMAs for both young kids but am struggling to understand to what degree these would negatively impact financial aid. Location is TN. I do have 529s for both already to partially fund college. The purpose of the UGMA would be to help with home purchase when …
How do you find an investor for something not “listed”?
Lets say you”ve got a project outside the US, a good one based on real economy. To be precise - oil. There is a major behind it, and this is something being done routinely by the major company on a day to day basis. Quite lucrative ROI - around 50% …
Trump renews call for interest rate cut, says rates would be lower if Fed chief Powell ‘understood what he was doing’
[https://www.cnbc.com/2025/04/18/trump-renews-call-for-powell-to-lower-interest-rates-he-should-bring-them-down.html](https://www.cnbc.com/2025/04/18/trump-renews-call-for-powell-to-lower-interest-rates-he-should-bring-them-down.html) President Donald Trump said Friday that Federal Reserve Chair Jerome Powell should lower interest rates. * “If we had a Fed Chairman that understood what he was doing, interest rates would be coming down too,” Trump said.
Trump administration announces fees on Chinese ships docking at U.S. ports
"**US moves to charge Chinese ships docking fees in latest trade war.** The Trump administration [unveiled](https://links.morningbrew.com/c/y8q?mblid=7393b597b328&mbcid=39493940.3005590&mid=65b0280ee770942a8d3eaa02ee64e486&mbuuid=jRBHcfc9jtuiG41CmNP67KkB) plans this week to charge Chinese-made ships docking at US ports in an effort to boost the domestic shipbuilding industry. China manufactures \~75% of all fleets, and the US government began investigating its ship-making …
Reinvest right away after Tax Loss Harvesting
Just a reminder that if you practice tax loss harvesting be sure to immediately reinvest in another similar - but not the exact same type (!) - etf or stock so that your investments keep working for you during these times of extreme volatility (both up and down). I recently …