Posts
How much did you and your spouse have saved in retirement prior to having your first child?
Obviously for those who have decided to have a child! But when did you feel “comfortable” financially? Everything is so expensive and only keeps getting worse so I am wondering if you saved as much as you could prior knowing it would become difficult post.. Any advice for maintaining good …
Mega-caps will dominate the market long term (destroy my argument with logic, please)
**Thesis:** The largest mega-cap stocks will consolidate market dominance in the coming decades due to their privileged access to transformative technologies, structural advantages, and capital. Accordingly, portfolios with a bias toward mega-caps will tend to outperform others in the medium-to-long term. **Argument:** 1. **The Trend Has Already Started.** Over the …
Need advice for real estate investing
I want to start my real estate buisiness, I currently have a beach house with mortgage about 180,, if i sell now I would get about 700k, with taxes and etc, I will walk away with about 500k, now question is what would or can I do with the 500k? …
Future Predictions for S&P
Do y’all think we’ll see another drop in stocks, similar to what happened Liberation Day. Market is going back up currently, but might not last. Will we see another drop, in which VTI falls to around 240? Curious to see what yall think is going to happen next. I’m looking …
Which ETF would you use for $500
I have $500 in dividends just sitting there. Since we're on a short climb back, I thought it might be a good time to put it back into an ETF. Would you put it on the Dow, S&P, or Nasdaq? I'm thinking the S&P is a bad idea, since small …
Brokerage with short settled cash timeframe
Does anyone know of a brokerage company where cash transferred in settles in a few days? I have Fidelity, which used to work this way. But now it takes damn near a month for new money put in the account to be usable. And you can't even transfer it back …
Reinvesting REIT Dividends in a Roth IRA = "Infinite Money Glitch" - What is the catch?
Hello All! As the title suggests, I have a question about dividend investing within a Roth IRA, specifically with companies with high dividend payouts. The example company I will use is $DX. I was recently pitched this idea: Couple of assumptions: $DX grows at 2% a year. Dividend grows at …
Why is Google lagging behind?
Despite lagging behind Nvidia and Meta since the Liberation Day crash, Google’s strong margins, cloud growth, and undervalued price make it a tempting pick—especially as the cheapest Mag 7 stock; while legal risks and reliance on ads remain, its resilience and brand strength suggest it’s one to watch once the …
Fidelity Investing HSA VSTAX vs VII / VOO
I apologize since this has been asked quite a bit I assume, I just recently transferred over my HSA from Health Equity to Fidelity, $18,000. I was initially going to purchase VSTAX but noticed it was $100 Fee, so I just went with $9000 in VOO and VTI. Is this …
Tech stocks just lit up after that 90 day tariff ceasefire
So the U.S. and China just agreed to a 90 day timeout on their crazy tariff rates cutting U.S. levies on Chinese imports from 145% to 30% and China’s on U.S. goods down to 10%. As soon as the news hit, the Nasdaq spiked over 4%, pushing it back into …