Hey all!
So I recently got the login information for my 529 plan. I’ve been doing the Roth rollovers via Secure act 2.0, but looking at the portfolio that’s managed by someone else, i hate the high expense ratio small growth choices they went with. Thus, I have a few questions:
1. If I rebalance the portfolio, does that cost me any money or is there any watch outs before I just do it?
2. I’ve asked them how much they’re charging for the management fee, i’m thinking of just self-directing it. Would changing the account to a self direct mess with the Secure Act 2.0 15-year FBO policy?
Thanks all!