Posts
Can someone please explain how a treasury bond payout works to me like I’m 5?
Let’s say I invest in a 10 year bond. Let’s say it’s a $1M bond at 5%. A) How much does it cost to buy? B) How much do I get paid out every year? C) How is it different than a 2 month, $1M treasury bill? D) Let’s say …
Gainator opinions and experiences
To begin, I have little knowledge in the field of finance and investing. I was reading a bit about an AI platform called gainator. I was wondering if anyone has tried it, or heard anything about it, either good or bad. I'm thinking about giving it a shot, since the …
Need some advice about savings account and my portfolio
How much do you think I should have in my savings? I have about five grand in my high yield savings which gets me 3.5% APY and 30k in CDs. My portfolio has 5 grand in it as well. You think it’s better to have half of my money in …
Does anyone here use their bank for investing?
Often times when I see posts from people asking where to open brokerage accounts I don’t see people recommend banks, such as Chase or Bank of America. Is there any particular reason for that? My IRA is currently with my bank, Chase. Are there hidden fees that I’m not aware …
Long hold MSTY - pros and cons
Aside from obvious extremes on either side (no-brainer get-rich-quick shortcut versus BTC will collapse and you will be broke and homeless for the rest of your life), what are some of the pros and cons to long-holding MSTY with significant portions of one's capital? Obviously monthly dividend payouts will change …
Retirement Rebalance 5 Years Out
If I was looking to retire in the next 5 years what ratio/funds would you recommend, especially given the current investing clinate? Currently 40, retiring early at 45. I have a rental portfolio that funds my living expenses. My market exposure is just for long term gains/security.
Real estate market predictions
I’m torn on what to do. We live in the NYC metro area. For background, we bought our house years ago at the coveted 3.5% interest rate, but life happened and we are currently busting at the seams. At some point, we are going to have to move. While places …
Roll over Roth 401k into Roth IRA - 24 Year Old
I recently left a company 6 weeks ago and Fidelity told me I'd be able to roll over my Roth 401k into a Roth IRA at the end of this month. After vesting I will have $35,000 give or take to roll into a Roth IRA. Do you all think …
Which stocks have you recently sold out?
I think it’s time to sell some of the losers in portfolio I sold all my AMAT positions, realized a 28% hefty loss. it's one of my material 4 losers in my portfolio. What are your material losers? have you sold any recently and why? My other losers are recoverable …
What is the preferred stock investing platform?
Just turned 35 and realized I may be a little behind. I don’t have a lot of extra money to throw into the stock market, but could definitely afford $50 - $100 a week to start investing in to the S&P 500 or other stocks. Problem is there are so …