Posts
Helping my 24 yo with their 401k
I've offered to match my son's contributions to his 401k through the end of this year. (Prior to this offer, he has contributed to the max of the employer match, then separately fully funded his Roth for the year) He's locked in on this offer (good!) and now I'm trying …
Is there a reason to seek out a low beta fund rather than just allocate more to bonds?
I was entertaining the idea of buying a low beta fund since the market feels overvalued (changed my mind because I have a very long time horizon) but looking for things that would say capture 60% of upside and downside was tricky because different crashes sometimes hit more defensive funds …
26 year old net worth on track behind or ahead
I’m a26 year old union heavy equipment mechanic with a current net worth of 65k. I only very recently became locked in on investing and date of compound growth. 45k in 401k the rest is personal investment accounts and a vehicle. I live on a farm for free in exchange …
Panic as Fund managers struggle to position themselves.
If you are wondering why we can’t seem to dip so far, this is it. CTA recently pushed us higher and fund manager will likely be buying the dip or chase an all time high breakout. The institutional world relies on a “never be the outlier” model. The name of …
Vanguard says they have no record of a 401K even though there's been deductions for months.
I'm not sure what to do. I'm so frustrated. My past job had paycheck deductions to my 401K and I'm trying to log in and roll it over to my new job, but they say there's no history whatsoever. I have no idea what to do. They keep saying there's …
VUSXX highest yield, safe place to store money?
I may need to take out majority of my cash in the next year (for my business) so I’m slowly diversifying my money out of the index and the stock market. Is the yield in VUSXX still the best place to store majority of my investment considering my circumstance?
Recurring purchases on Robinhood
Hi, I set up recurring purchases of SPY and VTI on Robinhood a few months ago. I noticed that I was getting pretty crappy fills almost every order. I chatted with support last night and they stated that since I wasn't buying in even lots of 100 shares, they had …
Need help figuring out solution akin to HYSA
Hi all, my daughter is 19 years old and has zero credit. She has roughly 10K that I would like for her to get into a HYSA. The issue is that since she has no credit, nobody will accept her -- I even tried opening up a joint account (at …
How safe is the S&P 500 to put my money in?
So basically, I’ve heard that statistically the S&P 500 has a very small chance at continuing to perform how it has been over the course of history, and so I’m wondering if it’s worth investing my money into. It seems like my generation (gen z) really has gotten the shitty …