Posts
I spent 10 years learning the best investing tools are just vti and patience
I've been investing for about a decade now and I feel like I'm finally starting to actually get it, not that I'm some expert but I've gone through enough cycles to see why bogle philosophy makes sense I started in 2015 with individual stocks because I thought I could beat …
investing as a 21 yr old college student?
im 21 college student, studying in dubai rn for my tetr programme. and have some money saved from running my agency for the past year. i have been doing small investments, staying away from crypto completely. mostly going long on indian etfs like nifty 50 and nifty next 50. but …
Found a profitable SaaS play while everyone is chasing NVDA hype. Is NICE Ltd a value trap?
Honestly, I’m getting tired of looking for value in this market with everything at ATH, so I started digging into unloved sectors. Stumbled across NICE Ltd ($NICE) and the numbers are weirdly good for a stock that’s done nothing lately. Basically, they do the backend software for contact centers (CCaaS) …
Lump Sump vs Periodic/automated investment & ETF or Index Funds for brokerage account after maxing out Roth IRA? Bonuses for 50K tax account?
I’ve been maxing out my Roth IRA for a few years now. I finished my 2024 contribution in April 2025 (great timing), and now I’m wishing I had also maxed out 2025. I’m not planning to buy a house anytime soon due to prices, job stability, and the general uncertainty …
Are covered calls really as good as I am seeing?
I recently discovered the insane fuckin value in selling covered calls on consistent stocks, and I'm just wondering if there is something I'm missing? Does anybody know of a secret assfucking that would await me should I dump 10k into selling Ford calls?
Is there such thing as a cyclical ETF that sells on peak and reinvests in value stocks?
Let's say a fund sponsored by the community. We're all going to invest 80% of our assets in S&P500 companies that are also value stocks with low PE ratios. And once an individual stock reaches a threshold peak we partially sell then re-invest that money in other S&P500 value stocks. …
Are fixed annuities a good addition to an investment portfolio?
I've always thought of fixed annuities as a safe bet, but I'm wondering if they have a place in a diverse investment portfolio. Gainbridge seems like a straightforward option, but I'd love to hear your experiences. Have they improved your overall investment strategy?