Posts
Am I thinking about this right?
Okay so when I backtest since \~2016, performance between QQQM and a SCHG/SPMO combo is extremely similar, which makes sense given tech leadership over that period. My question is more about structure than past returns: SCHG + SPMO seem more “set-and-forget” in the sense that they can rotate across the …
thoughts on gold and silver
been lookin at gold and silver lately and even got a few shares of some gold and silver related ETF's (PHYS & PSLV). but im curious, how much more do you guys think gold and silver are gonna grow this year, and do you think it would be worth picking …
IRA from a previous employer
Previous employer set up an employer matched IRA that I contributed to until I left the job. The account has $14000 in it but has been sitting for three years (since I got a new job) and Vanguard has since changed it to a Money Market account. I actively contribute …
Keep accounts with different brokers or move all to robinhood?
I currently have a Roth with vangaurd, a longer term house savings fund with Etrade, and what is basically a yolo gambling account (options, swing trades, etc.) in Robinhood. I see you can now add multiple accounts to robinhood, including a roth and its got me thinking about moving everything …
Wondering if my 401k decision is acceptable.
I have been investing in a Roth IRA as my first two jobs didn't have retirement plans. My current job has a 401K with John Hancock with a target date fund of 2060 (when I'll be 65). It's RFUTX 0.39 expense ratio. I decided to move my allocation to: VFIAX …
I’m looking short-term for a house
I’m pretty novice to individual investing. I’m looking to store money for a house later this year (September ?). I have a portfolio that contains the following: \~ 40% VOO \~ 7% IJH \~ 4% IJR \~ 22% IXUS 5% each \- ARKG \- XLI \- XLV \- AMD 2% …
A Few Questions for ROTH IRA Investments.
I have my ROTH IRA through Charles Schwab. I am 28. My investments are currently 50/50 between SWPPX and SWYJX. I am considering changing it to 80% VTI and 20% VXUS. Or should I just go 100% into SWYJX? Also, does the target retirement date really matter at this point …
Elon Musk says we don't have to invest for retirement anymore.
Elon Musk says that we no longer need to save for retirement. It doesn't matter. To quote. “Don’t worry about squirreling money away for retirement in 10 or 20 years,” “It won’t matter.” That's the world's richest person investment advice. Who's going to take it? https://fortune.com/2026/01/12/elon-musk-retirement-savings-irrelevant-ai-robots-abundance/
ABLE accounts? Anyone familiar?
Hi! My son qualifies for an ABLE account because he gets SSDI because he has a feeding tube. Eventually he will get the feeding tube removed and will no longer get SSDI, what will happen to his ABLE account? Will I have to close it? Also, would an ABLE account …
How do you all organize your life?
Asking here hoping for some selection bias of individuals who have their stuff together. How do you organize your life - your tasks, reminders, immediate vs longer term tasks, etc. Looking for practical advice of any tools / apps you use to keep your life in order and be on …