For my Roth IRA I have been doing 70% FZROX, 20% FZILX, 5% FXNAX (bond fund for safety). Lately I’ve been considering instead of investing in a bond fund that doesn’t increase much, do I invest out that money in say a defensive stock like Coca Cola? Coke pays a dividend each quarter and is recession proof. Sure it might underperform FZROX, but so does FXNAX. Yes it’s 1 stock vs a fund, so less diverse. At least with Coke I’d get a better return than FXNAX, while being safe. I’m open to investing that into a different safety stock as well. I’m curious to see what you all think. Am I being smart or overthinking it?