Posts
Question About Investing in Roth IRA vs HSA
I understand that investing in a Roth can yield tax free growth and withdrawals as long as the account is at least 5 years old, and you wait until age 59.5 before cashing out any growth. The money can be used for anything. I also understand that an HSA follows …
Not That Bad, But Not That Good Either: ADBE
I’ve been seeing bullish thesis’s for ADBE everywhere. I get it. Adobe is a great company. But ADBE is not a great stock. Most claims I hear are “great earnings” “Growth on sale” “moat + shrinking forward PE” or similar. In his book “The Most Important Thing,” Howard Marks proposes …
For Discussion: What are or would affluent people be doing to protect their wealth in the event of a major global crisis specifically affecting the US economy?
Without devolving into political mudslinging can we talk about what people in America could do to protect their wealth and investments if a major catastrophe strikes the US economy? Hypothetically and for instance maybe invading a nato ally that triggers a cascade of negative consequences, predictable or unpredictable. Do wealthy …
20 y/o making $3k/month, low expenses, best way to invest $1.5k/month for 4–5 years?
I’m 20 years old and make about $3,000 a month after tax, with very low expenses (around $400/month), so I’m able to invest roughly $1,500 each month. I also have about $9,000 in cash right now. My time horizon is around 4–5 years, and while I want growth, I don’t …
In retirement (safe withdrawals) - is it better to have a single VT to sell, or US Broad & International Broad...then sell the better performer at time of withdrawal?
So there are thousands of strategies to invest, but focusing on just two simple examples for now. One can have VT as a one stop shop for world market. But in the future when you are doing safe withdrawals either quarterly or semi annual...is it better to have for example …
Markets Are Terrible At Judging Geopolitical Risk
Whatever your view of his moves – and it is striking how ostensibly market-friendly capitalists can either overlook this extraordinary level of government intervention, or even enthusiastically welcome it – one thing is clear: Trump knows how to command global attention. Equally striking is how little markets seem to care. …
Ownership Concentration And Liquidity Math
A 10 percent holder just added 643,850 MYNZ shares. In a low liquidity microcap, that nudges effective float lower and can change how price reacts to real news. Fewer shares available means bids have to chase higher on good updates, while offers thin out faster. That does not guarantee upside, …
Considering placing a stop loss order
I’ve always used a buy-and-hold strategy, but the volatility in the market is really making me worry. I’m considering placing a stop order to sell my index ETFs if the price drops 10 percent. I’ve previously considered this to be a bad strategy because, for example last April, the market …
Quality companies with valuation estimates
https://imgur.com/a/Mk95KYp 2026 EPS estimates as the starting point to normalize for one-time events in the trailing twelve months (TTM) EPS. This helps smooth out anomalies like restructuring charges, asset write-downs, settlement cases etc etc. Discounted EPS model based on growth rate and 2030 P/E My top 5 currently would be …
Warren Buffet invests Billions in the Japanese Yen, $LRE Will Benefit Quickly
Berkshire is sitting on roughly $350B in cash, and a meaningful portion of it is being invested in the Japanese YEN...(stated in a recent post from Warren Buffett). Whoa right? This is meaningful for $LRE directly This shift to the YEN anticipates a macro economic shift in the upward direction …