Posts  / SPY  / #POST-218934
REDDIT

Can you discuss my Roth IRA positions?

T
Feb 5, 2026 · 00:41


https://imgur.com/a/mwxbQzE

I’m 38. I opened a Roth IRA about 3 years ago. I maxed out 2025 and plan to max it out 2026.

The earliest I will retire is 10 years from now but will realistically be 20 years from now. I will have a pension.

The BRKB and SPY positions i purchased my first year. I did not know about Schwab’s funds.

I am not too hung up on getting the sector percentages perfect, i just want growth with some safety.

Thanks

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