Posts
Personal Finance Podcasts - 50s
I'm looking for a podcast to listen to that is more geared to people in their earlier 50s. Ideally the podcast would be more focused on ways to retire quicker, increasing income, and investing. I've listened to over 2000 episodes of ChooseFI (I find it to be more focused on …
Payroll growth turning negative.. recession signal or AI distortion/productivity shift?
https://fred.stlouisfed.org/graph/?g=1RG3T I was looking at the non farm payroll's year-over-year change (quarterly). Historically, whenever YoY payroll growth turned meaningfully negative and stayed there, the US was either already in recession or entered one shortly after (early 90s, 2001, 2008, 2020). Now the YoY change has rolled over and is hovering …
Is hitting $5-10M net worth a reasonable target????
[https://www.youtube.com/watch?v=b-E3NA0m1Rg](https://www.youtube.com/watch?v=b-E3NA0m1Rg) This video seems to suggest hitting a net worth of $5-10M is very do able as long as you invest and have a good income? I find this hard to believe considering the actual number of people who reach this net worth. Is it that it is do able …
AI and investing: real edge or crowded illusion?
AI can scan earnings calls, scrape sentiment, and process more data than any human. But if everyone has access to the same tools, where’s the edge? Markets adapt. Signals get crowded. Speed increases. Alpha often disappears. So the real question isn’t whether AI is powerful. It’s whether it creates advantage, …
Thoughts on GDE as a one and done portfolio?
I came across this ETF and its futures gold actively managed with a .2% expense ratio and also has the S&P 500. It's by Wisdom Tree. It's basically 50% equity, 50% leveraged gold futures. I was looking at A back test of different metrics. And seems like it could be …
What is the best way to invest $1M if retirement is ~20 years away?
\-All in on VOO or SPY? Should selling way OTM covered calls for supplemental income be considered? \-More diversified than VOO? If so, what? \-Dividend ETFs? And reinvest the income (after tax and living expenses) into SPY or VOO? \-Treasuries and bonds?
Co-founder of Ben & Jerry's posted an open letter to investors ahead Magnum Ice Cream Corp's first earnings call today (Ben & Jerry's parent company)
"Magnum reports earnings today, and I’m speaking directly to investors. The company has inherited a governance crisis tied to its treatment of Ben & Jerry’s, one that poses real reputational and financial risk." The full letter can be found on his LinkedIn profile.
Robinhood Roth IRA from Schwab
I’ve seen a couple posts about the Roth IRA, and I was wondering if you guys think it would make sense to transfer my Roth IRA from Schwab to RH for the match and keep my brokerage in Schwab for the platform. Just a little unsure of a decision because …
AI play isn't just GPUs. It's everything physically related to computers
To give give you a real world scenario on how AI agents massively increase compute demands, imagine a financial professional asking an AI agent to generate a financial model of a stock based on real time data. Here's what the AI actually needs to do: * AI uses a cloud …
Is AI the next electricity… or a $700B corporate gamble?
Something feels off. Amazon, Alphabet, Meta, and Microsoft are about to spend nearly $700B on AI infrastructure. But: * Free cash flow is collapsing. * Debt is rising. * Stocks are underperforming. Amazon’s FCF down 71%. Alphabet raising $25B in debt. Massive capex across the board. And at the same …