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Daily General Discussion and Advice Thread - September 03, 2026
Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! Please consider consulting our FAQ first - [https://www.reddit.com/r/investing/wiki/faq](https://www.reddit.com/r/investing/wiki/faq) And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources. If …
Buy&Hold vs Reallocating Gains
The Buffett approach is to buy great companies and hold, theoretically, forever as they compound. But as a small investor, does that make sense? Especially in retirement accounts where you don't pay taxes for selling. For example, I am up about 40% on Salesforce, a great company I could hold …
$5.5T in AI capex by 2030 isn’t a “tech sector” number. It’s starting to look like railroads / the grid.
JPMorgan recently put global AI-related capex at about $5.5 trillion through 2030. Goldman’s number for just Meta, Microsoft, Amazon, and Alphabet is already $5.3T over a similar window. Either way, that’s not software-cycle money. At that scale it stops looking like another SaaS wave and starts looking like the old …
22, $120k in SF, maxing everything. How do I build wealth I can actually use in my 30s?
Hey all, I'm 22, graduated in May, started my first job in SF last month. $120k base, about $84k take-home, and rent eats $3,100 of that every month. I've gotten the standard advice from everyone I've asked: 401k to the match, max the Roth, back to the 401k, then taxable. …
thoughts on AVGO earnings
Im interested in avgo and the earnings are in a few hours. Is this going to be another case of "sell the news" or will the follow the great earnings of other great ai and chip companys? What are your thoughts? Buying hoping on a +10% swing or waiting and …
Moving Cash Allocation into Tax Advantaged Accounts instead of After-Tax?
**EDIT:** The math was off; capital gains tax hits would likely dwarf the amount I'd save on taxed interest. Not going through with this, but leaving the post up for posterity. --- My portfolio breaks down like this: * Short Term Cash - $25,000 in a Fidelity CMA * House …
What would make you sell your biggest position?
Not "if the fundamentals deteriorate" but like actually a number or event you decided before you bought. Some of you might not have that number but it's very important. And I'm asking because I couldn't answer it for myself for like 2 years. I'd read an earnings report and see …
Single stock holdings outside broad ETF
How do you all handle single stock holdings outside of broad market ETFs? For example, VOO is my core holding, but I still hold a ton of NVDA, GOOG, MSFT from previous positions that have run up dramatically in the last few years. VOO accounts for 45% of my portfolio …
The 10-Year Treasury Yield Just Hit 4.81% (Highest Since Nov 2023)
The 10-year just broke 4.81% today. Highest since Nov 2023. We are up 80 bps since March and this selloff looks real. Between oil from the US-Iran escalations and Warsh sounding hawkish at Jackson Hole, the Fed is probably going to hike again on Sept 15 (CME tool says 66% …
Portfolio Review: £500k split across SIPP & ISA
Looking for some feedback and sanity checks on restructuring my long-term portfolio across my UK tax wrappers (SIPP and ISA). Total portfolio size is £500,000. I am consolidating into low-cost GBP-denominated accumulating instruments, keeping things mechanical. Monthly investments continue into VALL and VUAG. The Target Allocation * 45% Global All-Cap …