Posts
HSA - individual vs family max
My brain is fried. I'm not sure if this is the right place to post. My one remaining brain cell is struggling. I have medical insurance through work, self only. I have always maxed out my HSA. My husband's company just gave him the option of an HSA/opened one for …
401k and traditional IRA pros and cons
28m here currently doing my company match 7% in 401k I have it all in VINIX as it seems the best that my company offers, however I’ve started a traditional IRA and plan to max it out in VOO. Thing is VINIX and voo are similar and I’m not hitting …
One notable point from yesterday’s CITR presentation: cooperation discussions with military structures for fire control
Yesterday I watched CitroTech’s latest presentation, and one moment during the Q&A stood out because it expands the scope of where their fire-prevention technology is being discussed. During the session, a question came up about whether the company is working with or planning cooperation with military structures. Management confirmed that …
At what point do the upsides far outweigh the downsides and it just makes sense to be 50% China 50% Saas?
I know the top line risks are the government in China (which is impossible to truly price) and AI with software, but at what point does it just not make sense to rebalance into these names long and sit back? I keep running numbers and I keep tinkering them to …
The math is brutal: mitigation spending is expensive, but disaster is far more expensive.
A lot of people look at wildfire prevention and see the upfront cost. What they miss is how much worse the bill gets when prevention fails. California’s proposed 2026-27 budget already commits serious money to the problem, with about $5.3 billion for CAL FIRE, including roughly $2.2 billion from the …
How do I start investing with $200 in this day and age? And what should I invest this money into?
I have about $200 to play with and I want to start investing but I don’t really know what direction to go with this money and what will really be a good stock to put this money into. I also don’t know when I should put it into the market …
Isn't this 2022 all over again? Where to invest?
What were good investments in 2022 after the start of the Russia/Ukraine war? I see this situation as very similar: \- Russia launches a war that it thinks will be over soon... \- Oil prices shoot up, and leads to overall inflation spiking... \- Central banks react and raise interest …
With Summer Approaching, Wildfire Risk Is Rising CITR Could Be in Focus
Summer is coming, and that often means an increase in wildfire activity. As of February 27, 2026, the U.S. has already seen 385,991 acres burned and 7,895 fires reported. Burned acreage is 422% of the 10-year average for this point in the year, and over 51% of the country is …
A Look at CITR From a Market Opportunity Perspective
Sometimes the most interesting investment ideas appear when a company’s target market is dramatically larger than the company itself. CITR is an example that fits this pattern. The company operates in wildfire mitigation and fire resistant treatment technology. At first glance it may look like a niche sector, but the …
CPI rose 2.4% and Core CPI rose 2.5% in February as expected.
* This lower rate is back down to the May 2025 level, one month after "Liberation Day," when economists expected inflation to spiral much higher. * This leaves the Fed some room to decrease future interest rates. * CME Group’s FedWatch predicts the next rate cut to come in September, …