Buy QQQM by Mar 27, 2056.

As someone looking at a strict 30-year investing timeline before retirement, I think QQQM has a stronger case than VOO for long-term dollar-cost averaging. I know the usual Boglehead response is that QQQM is just performance chasing and adds uncompensated risk. But I think that argument falls apart once you look more closely at how people already invest. The first issue is what I see as the VOO versus VT inconsistency. If a person really believes that any extra concentration …