Posts
Robinhood - Unrecognized Activity Detected on my account
I received an email saying someone from Stockholm tried to change my number on the account. It provides their gmail address, which is a name and last name as well. It says called support at so and so time with the number ending 87.. I logged into the account asap …
Thoughts on PM Q1 earnings?
Earnings looked pretty good nothing outstanding but solid nonetheless. I'm currently living in japan and iqos is super popular here as well as I've started to see a pick up in zyns here. All of my coworkers in restaurants back in canada were on the zyns. So i'm pretty confident …
Structured Roth conversions. Need perspective.
Retiring at age 62 each. Very good pensions with lifetime survivorship on each, low bills, low group retiree hc premiums, no debt except tiny low interest mortgage. Life on these pensions completely doable without tapping retirement acct. Would like to structure a Roth conversion schedule that moves 550K pretax $ …
Founder banned 401(k) contributions for young employees. Is there any logic to this?
I came across a Youtube clip from a startup founder who said he banned all employees from contributing to their 401(k)s. His reasoning was basically: * Young, ambitious people shouldn’t lock money into retirement accounts * The S&P 500 only returns \~7% and inflation eats most of that * Money …
Calendar of all sp500 stock reports?
I see sites like [https://www.ii.co.uk/investing-with-ii/international-investing/us-earnings-season](https://www.ii.co.uk/investing-with-ii/international-investing/us-earnings-season) , but they don't include all sp500 companies there :/ Does anyone have a site with all stocks or at least the most promising ones? I am not asking in what stocks to invest(so not breaking rule 2), but just to know what is fully …
Vanguard Wellesley Income Fund (VWIAX) bond portion
Hello everyone, I am in retirement. I have kept Wellesley Income Fund (VWIAX) for a long time, however, it has generated a large portion of non-qualified dividends. Is VTEI a better replacement for the bond portion of VWIAX to reduce taxes? Thanks.
Thoughts on a quality & momentum based ETFs portfolio for my taxable brokerage account?
I am still learning about all the ETF options available but I built the following distribution for my taxable brokerage account which I would prefer to be light on volatility incase we needed to get some funds out in an emergency: VFMO 40.00% IDMO 20.00% JQUA 30.00% GLDM 10.00% The …
F30 with $100k in cash just rotting in savings accounts. Help me actually do something with it
I (F30) currently make 120k in a HCOL (Jersey City, NYC metro area) * 60k invested in the markets (stocks, bonds, etf) * 10k crypto * 34k in a CD at 4% for this year (matured 3/2027) * 55k in HYSA at 3.5% * 28k 401k (only started contributing less …
ReposiTrak (TRAK) -- a $140M micro-cap I've been researching. Here's my analysis.
I spent a few weeks going through the filings of ReposiTrak (TRAK), a micro-cap SaaS company out of Utah. $140M market cap, nobody really covers it. Wanted to share what I found because I think the valuation is interesting relative to the quality of the business. ## The business TRAK …
RDDT Earnings DD, 2030 Valuation
I started writing this post with a simple question, can RDDT hit a $1 T market cap by 2030? This post will examine RDDT's revenue growth rate, expense growth rate, EBITDA, and give a 2026 estimate with this data. We will then take a deeper dive into current user growth, …