Posts
Do mutual funds get sold and does that then reset their inception date?
I have a 401k that's over 10 years old. I made selections of which investments my contributions went into when I opened it and haven't changed them. I would not have selected anything with less than a 10 year track record, but one fund (Harbor Capital Appreciation CIT Class 2) …
What today’s headlines may actually mean for investors: China transport strength, AI optimism, and the oil risk underneath
What stood out to me today is that several headlines which look unrelated at first glance may actually be telling the same investment story. On the China side, Q1 transport data still looks solid. Official figures showed commercial freight volume rose 4.1% year-on-year, which matters because transport and logistics data …
Some advice from an old guy - stay the course and keep investing
I see so many people on here freaking out over every little dip and red day, so I figured I’d drop some perspective from six decades of actually being in the market. If you just stay the course, all this noise eventually blends together into nothing. I made my very …
UTMA Recipient - (It's me, I'm the recipient)
Has anyone recently gone through receiving stocks from a UTMA account from their parents? I don't know why this is being done so late but I'm 35 and as far as I know, it should've been transferred over at 21 I think. I guess my fault for not researching it …
what to watch out for this week
**openai missed their numbers + the AI trade is shaky** wsj reported openai's revenue and user growth came in below their own targets, anthropic and gemini apparently eating their lunch since late 2025. their cfo flagged concerns about funding future compute deals. nasdaq dropped 1.1%, softbank tanked 10%, every chip …
The Fed chair transition happening now may matter more for markets than today's rate decision
Today the Federal Reserve holds its April meeting. The rate decision is fully priced 100% probability of no change at 3.50-3.75%. But there is a longer term story worth thinking about. This is Jerome Powell's last meeting as Fed chair. Kevin Warsh takes over on May 15. Warsh has stated …
What’s the Microsoft bull case?
Microsoft has a wide, competitive software moat, but software in general is under threat from growing AI capability. As far as the AI race is concerned, it seems their cloud service azure lags behind competitors like Google, and others. They recently lost their solo relationship with open AI. Microsoft copilot …
Fidelity came up with this plan for me and I am not sure what to make of it.
They are proposing the following to me: 45 y/o male currently mostly in cash. Based on our discussions and my risk factor, they are saying 70/30 stocks and bonds. THey are saying it would be a blend of fidelity and non fidelity funds/etfs. I would start with about 50k to …
Campine nv just released their annual report from 2025
**Campine NV – 2025 report** Read through the full 2025 annual report. A few key takeaways: **2025 headline numbers** * Revenue: €766m * EBITDA: €89.1m * Net profit: €56.6m * EPS: €37.75 **Adjustments / one-offs** * Bargain purchase gain (Ecobat): \~€6.5m net (\~€4.3/share) * Transaction costs: \~€0.7m → Normalised net …
VTI averaging 20% per year; am I looking at this correctly?
Since it's inception 25 years ago, the value of VTI has increased 510%. That comes out to an average annual gain of 20.4%, which seems unrealistic. What I've heard is to expect an average annual gain of 8-10% over a 20 to 30-year time period. Is there something I'm analyzing …