Posts
I am at a crossroad in my mid 20s of what I should do, I'd be very appreciative for some advice
Hello everyone! Please read the entire thing as there's a few stages to my investing questions here, one about livelihood and one about my future. I'll start this off with my background. I am in my early-mid 20s and am focused on being a little more financially free. I have …
Paying off mortgage or investing
I have this "great problem". I managed to save around 160k towards my 290k mortgage last year. I have a 2.8 interest rate. Then I decided to invest the 160k instead. So I bought around 90k in s&p, qqq, some mag7 individual stocks and also bought around 30k SCHD, 20k …
Intel - Potential Upside?
I've seen Intel receive a regular beating from this community over the past few years. Curious to hear what you all think about Intel's recent performance. Will we see an ATH this year? Is Intel the Boeing of chip manufacturing? Bets on a crash and burn?
Robinhood gold membership and card
Anyone who has Robinhood gold membership and card? And why they migrated to Robinhood instead of staying in the usual brokers (i.e. Fidelity, Vanguard, Schwab. Etc). Looking into having both Robinhood gold and credit card. and wanted to see where is the catch on the 3% IRA match? are Robinhood …
Shorting American Airlines - Update
Just providing a short update since my [Monday post](https://www.reddit.com/r/investing/comments/1sx6o6e/shorting_american_airlines_oil_shocks_ahead/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button). Skip to the timeline for the super condensed version. AAL dipped and rebounded alongside JETS and other North American airline stocks. New liquidity has emerged on the options chain - I added a few new strikes to my positions this week …
I accidentally found out why most people lose money trading
I didn’t figure this out from a winning trade. I figured it out from a bad one. I had a position that was up nicely, nothing crazy, but solid. Instead of taking profit or sticking to my plan, I started thinking about how much more it *could* make. I held. …
Robinhood vs SoFi IRA Match = Joke?
Some people will say that free money is a good thing, and I would agree. However, a 3% match (RH Gold) only yields $225 a year in a Roth IRA if you are under age 50, and $258 per year if over age 50. With a SoFi match, you're only …
Spendere i soldi è più difficile che guadagnarli? Parliamone
Ho appena finito di leggere l’ultimo lavoro di Morgan Housel e, onestamente, mi ha lasciato più dubbi che certezze (in senso buono!). Dopo il successo di La psicologia dei soldi, qui l'autore sposta il focus dal "come accumulare" al "come usare" ciò che abbiamo, sostenendo che spendere sia un’abilità molto …
Is the 401(k) actually worth contributing to beyond the employer match, or should I just put everything into a taxable brokerage?
So I’ve been wondering if the 401(k) past the employer match is actually worth it compared to just going straight to a taxable brokerage. My plan is match → max Roth → then I’m not sure. I know the tax-deferred growth is the main argument but between the limited fund …
I'm looking at the Energy Metal thesis for second half of 2026
Nobody seems to be talking about the fact that aluminum is solidified electricity. If you look more closely at the historical data from second oil crisis (1979-1980), energy costs went parabolic, aluminum prices increased 107% in 6 months bc smelters in Europe just couldn't keep the lights on. Now between …