Posts
How are you investing in US Markets now?
Hi Folks, The US market just keeps grinding higher. A few months ago, I felt valuations were getting stretched and decided to hold off deploying some cash, expecting a pullback. Instead, the market has continued to rally and is now significantly higher. I was tied up with a job change …
I’ve been tracking pre-IPO valuations and found some interesting patterns
I’ve been looking at how companies like Stripe, Klarna, and SpaceX are priced in secondary markets before IPO. One thing I’ve noticed: \- valuations often peak well before IPO announcements \- retail access is basically non-existent until very late I started tracking this more systematically (mostly out of curiosity). Curious, …
last year september I bought a house for the first time in my life and it completely changed the way I think about investing
Before becoming a homeowner, I honestly didn’t care much about volatility. when my portfolio dropped 15–20%, I told myself it would recover eventually. But after buying a house and taking on a mortgage, my mindset shifted way more than I expected. It’s not even just the monthly payment. It’s something …
Turnkey vs value add for a first time investor
I have about 50k saved up and I want to buy a rental property. I live in a high cost of living area so I have to look out of state. I'm torn between buying a turnkey property with low cash flow or a value add property that needs work. …
Daily General Discussion and Advice Thread - May 31, 2026
Have a general question? Want to offer some commentary on markets? Maybe you would just like to throw out a neat fact that doesn't warrant a self post? Feel free to post here! Please consider consulting our FAQ first - [https://www.reddit.com/r/investing/wiki/faq](https://www.reddit.com/r/investing/wiki/faq) And our [side bar](https://www.reddit.com/r/investing/about/sidebar) also has useful resources. If …
BOXABL preferred investors: are people understanding what this SPAC structure actually means?
*NOTE: I'm reposting to this community since the Founder of BOXABL removed my post in that sub.* I’m a crowdfunding preferred shareholder \[of BOXABL, BOXB / FGMC\] trying to sanity-check the economics here. Let’s use a simplified example: * Assume you own **10,000 BOXABL preferred shares** * Assume internal economic …
3.5% a year seems more appealing than being in this market rn
I’m starting to learn something about myself with how I manage my personal finances, I thought I was risk on, but the more my net worth grows the more I realize I ain’t tryna lose my SHIT!!! Hahah For real though, idk if anyone else is like this, i’m 32, …
What happens if growth stops?
When watching personal finance videos I’ve seen commentators claim that if global/US index funds don’t continue growing over the long term then you’ll have a lot more to worry about than investments not growing - aka it would be an event that would cause multiple crises across the world and …
How much cash do institutions hold realistically?
AI stocks have added trillions in market cap over the last few months, which makes it seem like institutions have endless cash available. In reality, how much cash do large funds, banks, and asset managers typically hold versus deploy into investments?
100% VOO, should I add something else?
I have $19k in a roth IRA 100% VOO, and $33k in a traditional IRA 100% VOO with Charles Schwab. I don't know much about investing just that if I had to choose one ETF & forget about it until retirement (another 25 years away), that VOO is a good …