last year september I bought a house for the first time in my life and it completely changed the way I think about investing

Before becoming a homeowner, I honestly didn’t care much about volatility. when my portfolio dropped 15–20%, I told myself it would recover eventually. But after buying a house and taking on a mortgage, my mindset shifted way more than I expected. It’s not even just the monthly payment. It’s something I'm not prepared for, like repairs, property taxes, insurance, appliances randomly dying, unexpected bills showing up at the worst possible time. I used to be comfortable taking bigger risks because the consequences felt abstract. Now I catch myself thinking a lot more about stability and liquidity.