Posts
Why do so many IRAs push 60% equity and 40% bonds? Is a CD better than a bond?
I've been sitting in cash waiting on this rumored correction and feel like it is coming. But afterward I want to get into a balanced portfolio that I design and manage. I'm looking at bonds like LQD and JNK as well as TLT and other shorter treasuries and it seems …
How and when to invest in Dividend ETF / Stock?
I was thinking, that having some sort of "Passive income" owning dividend ETF / Stocks would not be a bad idea. However I think that if I am young, and I want to invest for long therm I should aim for accumulating ETF's. Could You please tell me on what …
What European ETF do i invest in
Hi, im 25 and want to start investing monthly in small amounts for retirement. I have an IBKR account and im looking for something like the SP500 but for europe as I dont want to invest in the US market due to the geopolitics. From what i remember an accumulative …
How to structure a set of trades that would allow someone to profit from the absolute relative divergence of two different companies share price?
How can a set of trades be setup such that you profit when the price difference of two different companies diverges from one another? Lets say Company A and Company B have a share price of $10, and for the sake of keeping this simple, and lets say premiums are …
Merrill 401K self directed brokerage - ML bank deposit program?
New to the self directed brokerage. Trying to place orders and I have thousands in ML Bank Deposit Program that is not included in my cash available for investing Why is it locked up? Or is this just a periodic sweep period and there are certain times of day/ week …
Did your portfolio take off after 100k?
Been working my way there as per Charlie Munger's advice, and I was wondering if I could hear some of your stories. Like how long it took to go from 100k to 200k. I'm around the 3/4's mark as of now and I could use some motivation. I know it's …
I am finally going to start investing since I am finished with school and am wondering if I am doing this right. Where should I start?
I’m a 28F. Gross salary $250,000/yr (no yearly increase: 2yr contract). My living expenses will be $2500/month (rent, all bills, car, phone, etc). I will also contribute 6k/mo to my student loans (287k federal loans). I want to pay my loans as fast as possible to save on interest. After …
Investing in Index Funds in taxable accounts?
I generally just leave money in total stock market index funds like VTSAX. I max out my 401K annually. What I should I do with extra savings? I like to save way more than my 401k limits but all I ever hear about is people saving for retirement. What do …
What to do if I missed the 60 day time frame for 401k roll over after leaving employer?
I’m embarrassed to admit that it’s been 6 months since leaving my employer before even thinking about what to do with my 401k. I’m neurodivergent and researching this on my own has been extremely difficult and exhausting. Is it true that I can still roll it over to a Roth …
Transferring brokerage account to Fidelity
I’m fairly sure I know the answer to this but wanted to double check before I committed to a large tax event this year. I have a taxable brokerage account with NWM, invested in BLPAX, with a high front load and expense ratio…not my smartest move but trying to fix …