Posts
M21 with 100k, want to get to 1 million by the time I‘m 30
I’m M21 and live in Switzerland. I‘ve worked for 6 years already (different system in Switzerland) and was able to put aside 115k CHF (~125k USD). I‘m invested in a few stocks I personally like (f.e. Airbnb, Disney, Uber, BMW etc). Now I already made 25k last year with a …
What to do with "leftover money"
I recently left my banks mutual funds. And I am investing myself now. But the Brokerage I have wont allow me to purchase fractional shares. Its not a lot, but I have 4-10$ in my registered accounts RRSP, FHSA, TFSA. And am unsure of what exactly I am supposed to …
Risky investing for dividends
Is it worth it to buy stocks of a company if the stock price is usually stable and no significant price growth can be expected within 5 years? Yes, the trends is for the price to grow, but it may take 5 years to go, for example, from $50 to …
January Retail Sales Drop, Pointing to Possible Economic Slowdown
January saw a sharp pullback in consumer spending, suggesting a potential slowdown in economic growth, according to a Commerce Department report released Friday. Retail sales dropped 0.9% for the month, following an upwardly revised 0.7% gain in December.. Much worse than the expected 0.2% dip. These figures are adjusted for …
How would you protect against a recession/marker down turn?
Hello - i am not great at managing “risk”. I’m 47 and i would like to retire in less than 10 years… 55 is my goal. I’m about 85% equity and 15% bonds…. Note equity included S&P, commodity, gold, bitcoin, stocks. How would you protect against a downturn and manage …
Why is the bond market not starting to panic about the USG's ability to meet its servicing obligations?
The United States government is headed for a default within the next few years. Both interest and non-interest outlays are rising faster than revenue. The annual deficit is $2T and rising. Annual interest outlays are now over $1T. The deficit is growing in part now due to interest outlays, which …
Do you guys know of a free charting website to use?
I can't post an example but it's one of those where it shows a lot of squares and you can put in all the stocks you own or want to track and it'll show the percentage down today or up and cost of things. I don't like how i have …
Need a rebalance...too much growth?
Have an older rollover IRA that I believe needs to be rebalanced. Last year I pulled some away from SCHD and entered positions in ISPY and JEPQ. SCHG has done well but I have not rebalanced. I'm currently interviewing financial advisors but am open to recommendations. I do think I …
Target retirement date funds
How do they perform in terms of growth? Are there better alternatives? What is the appropriate amount to invest for someone with an estimated retirement date of 2065? I moved a majority of my funds in my 401k from 2065 target date to large cap US stocks index fund. I …
Is this time truly different?
Who else is anxious that the current US leaders will tank the financial markets on purpose? With previous party changes, you could assume they still wanted to operate within the guidelines of common sense, and cater to the big companies. But this time around, I can’t be so sure of …