For context i’m a 21 year old college student who lives at home so I have no expenses in terms of rent, food, ETC. I have about 70k invested between S&P 500, roth IRA, and traditional IRA. I work a part time job and bring in maybe 15-20k a year. Most of my spending is on personal things and vacations and such. I have about 10k invested a checking account at my bank. I currently have no savings account lol. My question is should I put around 7k of the amount in my checking account into just a high yield savings account or add that 7k to my current investments? I could also invest to crypto Any advice is appreciated!!